Advanced Roof Loans & Financing

Protect what is most important in your life with an Advanced Roofing System. Call 602-350-4052 or 520-264-8776 to get a free estimate to replace or repair your roof.


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What is Roof Financing (aka Roof Loan)

A roof loan is not a home equity loan, it is a type of personal loan that is specifically used for repairing or replacing a roof. Advanced Roofing, LLC. uses FTL Financing which is one of the best financial institutions for roofing contractors and homeowners alike. Like any other loans you are required to repay the loan amount. If you are approved for a roof loan, you can repay the loan amount with interest in fixed monthly installments. Roof loans typically range from $1,000 to $100,000, with annual percentage rates varying from 6% to 36% and repayment on average ranges from two to seven years.

Most roof loans are unsecured, meaning that there is no collateral required. Like all loans, lenders look at your credit history, debt to income ratio and current debts. Also, like other loans, borrowers will get a lower interest rate and more funding depending on credit score (the higher the credit score the better the loan terms).


– No collateral required: Reducing the risk of losing home equity or assets if you are unable to repay the loan.
– Fast funding: Lenders usually provide funding the next day. Of course, it could take up to a week or two. Don’t worry Advanced Roofing, LLC. has built a good reputation with FTL and so we get funding quickly!
– Lower rates: Credit card companies have high rates compared to personal loans. So, roof loans are a better choice than dealing with let’s say Capital One, especially if you have good credit.


– Not home equity loan: This means higher rates compared to home equity loans and lines of credit, as there is no collateral backing the loan.
– No tax benefits: Unlike home equity financing, you cannot claim tax deductions for using a personal loan on a home improvement project such as roof repair.

The Process of Getting a Roof Loan

1. Get exact amount you need: Advanced Roofing, LLC. will give you a very precise estimate on roof repair or replacement to determine how much you need to borrow. Personal loans are provided as a lump sum, so you cannot request additional funds later on.
2. Check your budget: Make sure you can afford repayment each month. You can find home improvement calculators online to help determine roof loan amount you can afford. Remember to take in to consideration APR, and repayment term.
3. Get pre-qualified and compare: You do not have to use FTL Financing although you may get funding faster with our partner. Many lenders offer pre-qualification options that allow you to preview loan rates and terms without affecting your credit score. Compare offers from multiple lenders to find the lowest APR.
4. Apply: Once you have chosen a lender, submit your application for a personal loan. To expedite the process, gather necessary documents such as W-2s, pay stubs, bank statements, and a government-issued ID before starting the application. Expect to hear back from the lender within a day or two.

A roof loan can be a viable option for individuals who do not have enough equity to borrow against their home or do not want to max out a credit card.

Ridiculously Easy Roof Financing With FTL

Get an Advanced New Roof Installation

Advanced Roofing, LLC. ensures that the roofing contractors hold necessary certifications and licenses required by Arizona Law & Registrar of Contractors ROC# 311509. Our Owens Corning certification is from the manufacturer – this indicates our expertise and commitment to quality, professionalism and that we hold ourselves to a high standard. Craftsmanship over salesmanship as we like to say.

We have the necessary insurance coverage, including liability and workers' compensation. This protects both the contractor and the building owner from potential liabilities in case of accidents or property damage during the project. If you want more information, just call us and talk with the owner Mark Muzio: 602-350-4052.

Limited & lifetime warranties are provided by the contractor for both materials and workmanship. Additionally, ask us about commercial roofing maintenance services to ensure the long-term performance and durability of the commercial roof. In the event of a roof leak or damage, prompt action is essential to prevent further deterioration and minimize potential losses. Commercial buildings with flat roofs require specific considerations for emergency repairs and replacement.

Emergency roof repair is something we specialize in. We have seen and fixed bad work from other contractors and will tell you that it is important to make the right choice the first time. We will assess the extent of the damage and provide immediate solutions to mitigate further water infiltration. Temporary measures, such as tarping or patching, may be implemented until a permanent repair can be executed.

When replacing a roof, consider the existing roofing material, building structure, and budget. Consult with a roofing contractor to determine the most suitable replacement option, such as shingle, tile, TPO, EPDM, polyurethan foam or modified bitumen, etc. Proper installation and adherence to building codes are crucial to ensure the longevity and performance of the new roof. The selection of appropriate roofing materials, such as polyurethane foam, TPO, rubber, modified bitumen, or metal, depends on factors such as durability, energy efficiency, and budget.

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